Call reports 2010
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2010
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,437,000 | 56,515,000 | 58,683,000 | 59,527,000 |
| Total loans | 39,485,000 | 40,013,000 | 39,803,000 | 41,993,000 |
| Allowance for loan losses | 586,000 | 587,000 | 587,000 | 587,000 |
| Securities available for sale | 4,518,000 | 5,530,000 | 5,442,000 | 6,393,000 |
| Securities held to maturity | 4,408,000 | 3,209,000 | 3,009,000 | 2,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,447,000 | 49,405,000 | 51,329,000 | 52,357,000 |
| Interest-bearing deposits | 41,579,000 | 42,060,000 | 42,799,000 | 43,295,000 |
| Noninterest-bearing deposits | 7,868,000 | 7,345,000 | 8,530,000 | 9,062,000 |
| Equity capital | 5,971,000 | 5,925,000 | 6,291,000 | 6,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,232,000 | 1,855,000 | 2,481,000 |
| Interest expense | 143,000 | 284,000 | 421,000 | 547,000 |
| Net interest income | 472,000 | 948,000 | 1,434,000 | 1,934,000 |
| Noninterest income | 74,000 | 145,000 | 240,000 | 371,000 |
| Noninterest expense | 399,000 | 795,000 | 1,214,000 | 1,719,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 149,000 | 300,000 | 462,000 | 580,000 |
| Income tax | 43,000 | 88,000 | 137,000 | 155,000 |
| Net income | 106,000 | 212,000 | 325,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,694,000 | 5,659,000 | 6,022,000 | 5,835,000 |
| Total capital | 6,190,000 | 6,160,000 | 6,523,000 | 6,352,000 |
| Risk-weighted assets | 39,621,000 | 40,011,000 | 39,973,000 | 41,300,000 |