Call reports 2009
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2009
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,845,000 | 54,894,000 | 54,234,000 | 54,637,000 |
| Total loans | 35,224,000 | 38,248,000 | 38,498,000 | 40,191,000 |
| Allowance for loan losses | 582,000 | 582,000 | 582,000 | 582,000 |
| Securities available for sale | 11,491,000 | 6,493,000 | 5,544,000 | 4,528,000 |
| Securities held to maturity | 4,542,000 | 5,542,000 | 5,543,000 | 4,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,956,000 | 47,921,000 | 47,250,000 | 47,550,000 |
| Interest-bearing deposits | 41,485,000 | 40,714,000 | 39,862,000 | 39,838,000 |
| Noninterest-bearing deposits | 7,471,000 | 7,207,000 | 7,388,000 | 7,712,000 |
| Equity capital | 5,857,000 | 5,825,000 | 5,962,000 | 5,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,282,000 | 1,918,000 | 2,548,000 |
| Interest expense | 221,000 | 411,000 | 559,000 | 694,000 |
| Net interest income | 428,000 | 871,000 | 1,359,000 | 1,854,000 |
| Noninterest income | 50,000 | 123,000 | 190,000 | 311,000 |
| Noninterest expense | 389,000 | 793,000 | 1,203,000 | 1,664,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 201,000 | 346,000 | 501,000 |
| Income tax | 17,000 | 43,000 | 82,000 | 116,000 |
| Net income | 72,000 | 158,000 | 264,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,619,000 | 5,587,000 | 5,713,000 | 5,594,000 |
| Total capital | 6,075,000 | 6,061,000 | 6,197,000 | 6,103,000 |
| Risk-weighted assets | 36,332,000 | 37,801,000 | 38,637,000 | 40,642,000 |