Call reports 2007
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2007
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,746,000 | 56,713,000 | 57,277,000 | 56,435,000 |
| Total loans | 25,782,000 | 27,959,000 | 29,076,000 | 30,705,000 |
| Allowance for loan losses | 584,000 | 582,000 | 583,000 | 584,000 |
| Securities available for sale | 9,814,000 | 9,656,000 | 9,864,000 | 8,985,000 |
| Securities held to maturity | 14,042,000 | 13,448,000 | 13,338,000 | 13,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,783,000 | 49,836,000 | 50,312,000 | 48,879,000 |
| Interest-bearing deposits | 43,419,000 | 44,584,000 | 44,659,000 | 43,514,000 |
| Noninterest-bearing deposits | 5,364,000 | 5,252,000 | 5,653,000 | 5,365,000 |
| Equity capital | 5,977,000 | 5,802,000 | 6,001,000 | 6,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,716,000 | 2,603,000 | 3,473,000 |
| Interest expense | 394,000 | 799,000 | 1,227,000 | 1,632,000 |
| Net interest income | 449,000 | 917,000 | 1,376,000 | 1,841,000 |
| Noninterest income | 31,000 | 69,000 | 116,000 | 195,000 |
| Noninterest expense | 390,000 | 795,000 | 1,213,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 189,000 | 277,000 | 377,000 |
| Income tax | 15,000 | 34,000 | 49,000 | 58,000 |
| Net income | 75,000 | 155,000 | 228,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,775,000 | 5,632,000 | 5,788,000 | 5,788,000 |
| Total capital | 6,154,000 | 6,037,000 | 6,204,000 | 6,221,000 |
| Risk-weighted assets | 30,121,000 | 32,226,000 | 33,113,000 | 34,514,000 |