Call reports 2002
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2002
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,855,000 | 51,149,000 | 50,838,000 | 53,092,000 |
| Total loans | 28,742,000 | 28,030,000 | 27,953,000 | 29,806,000 |
| Allowance for loan losses | 578,000 | 579,000 | 579,000 | 579,000 |
| Securities available for sale | 13,567,000 | 14,975,000 | 15,227,000 | 15,674,000 |
| Securities held to maturity | 4,406,000 | 5,195,000 | 5,195,000 | 5,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,032,000 | 44,959,000 | 43,192,000 | 44,672,000 |
| Interest-bearing deposits | 39,452,000 | 40,084,000 | 38,907,000 | 39,435,000 |
| Noninterest-bearing deposits | 4,580,000 | 4,875,000 | 4,285,000 | 5,237,000 |
| Equity capital | 5,158,000 | 5,366,000 | 5,633,000 | 5,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,657,000 | 2,473,000 | 3,297,000 |
| Interest expense | 344,000 | 670,000 | 990,000 | 1,305,000 |
| Net interest income | 513,000 | 987,000 | 1,483,000 | 1,992,000 |
| Noninterest income | 34,000 | 63,000 | 95,000 | 163,000 |
| Noninterest expense | 337,000 | 682,000 | 1,045,000 | 1,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 337,000 | 503,000 | 623,000 |
| Income tax | 52,000 | 94,000 | 114,000 | 125,000 |
| Net income | 129,000 | 243,000 | 389,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,138,000 | 5,259,000 | 5,484,000 | 5,454,000 |
| Total capital | 5,520,000 | 5,640,000 | 5,863,000 | 5,855,000 |
| Risk-weighted assets | 30,397,000 | 30,305,000 | 30,152,000 | 31,862,000 |