Call reports 2001
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2001
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,745,000 | 49,785,000 | 49,731,000 | 53,623,000 |
| Total loans | 30,792,000 | 32,013,000 | 30,769,000 | 31,382,000 |
| Allowance for loan losses | 563,000 | 579,000 | 580,000 | 578,000 |
| Securities available for sale | 13,547,000 | 11,411,000 | 11,676,000 | 14,894,000 |
| Securities held to maturity | 2,882,000 | 3,302,000 | 3,756,000 | 4,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,143,000 | 43,772,000 | 43,606,000 | 44,969,000 |
| Interest-bearing deposits | 39,156,000 | 39,927,000 | 38,976,000 | 39,109,000 |
| Noninterest-bearing deposits | 3,987,000 | 3,845,000 | 4,630,000 | 5,860,000 |
| Equity capital | 5,332,000 | 5,184,000 | 5,443,000 | 5,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,869,000 | 2,754,000 | 3,630,000 |
| Interest expense | 469,000 | 932,000 | 1,363,000 | 1,757,000 |
| Net interest income | 478,000 | 937,000 | 1,391,000 | 1,873,000 |
| Noninterest income | 40,000 | 70,000 | 102,000 | 173,000 |
| Noninterest expense | 364,000 | 712,000 | 1,053,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 297,000 | 448,000 | 622,000 |
| Income tax | 48,000 | 96,000 | 139,000 | 181,000 |
| Net income | 106,000 | 201,000 | 309,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,225,000 | 5,106,000 | 5,313,000 | 5,138,000 |
| Total capital | 5,624,000 | 5,513,000 | 5,717,000 | 5,559,000 |
| Risk-weighted assets | 31,789,000 | 32,401,000 | 32,113,000 | 33,530,000 |