Call reports 2006
FIRST KENSINGTON BANK — 2006
What FIRST KENSINGTON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 339,925,000 | 339,902,000 |
| Total loans | 137,153,000 | 136,413,000 |
| Allowance for loan losses | 1,011,000 | 1,011,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 184,127,000 | 184,132,000 |
| Trading assets | 0 | 0 |
| Total deposits | 300,922,000 | 281,251,000 |
| Interest-bearing deposits | 259,077,000 | 251,999,000 |
| Noninterest-bearing deposits | 41,845,000 | 29,252,000 |
| Equity capital | 28,151,000 | 27,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 4,891,000 | 9,888,000 |
| Interest expense | 2,344,000 | 5,076,000 |
| Net interest income | 2,547,000 | 4,812,000 |
| Noninterest income | 99,000 | 196,000 |
| Noninterest expense | 1,334,000 | 2,729,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,312,000 | 2,279,000 |
| Income tax | 429,000 | 710,000 |
| Net income | 883,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 28,151,000 | 27,912,000 |
| Total capital | 29,162,000 | 28,923,000 |
| Risk-weighted assets | 183,724,000 | 183,724,000 |