Call reports 2002
FIRST KENSINGTON BANK — 2002
What FIRST KENSINGTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 257,345,000 | 272,801,000 | 256,424,000 | 272,774,000 |
| Total loans | 51,314,000 | 56,909,000 | 66,011,000 | 80,473,000 |
| Allowance for loan losses | 450,000 | 500,000 | 600,000 | 700,000 |
| Securities available for sale | 51,302,000 | 57,664,000 | 51,640,000 | 32,025,000 |
| Securities held to maturity | 136,458,000 | 137,534,000 | 131,676,000 | 152,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,605,000 | 243,950,000 | 226,920,000 | 239,295,000 |
| Interest-bearing deposits | 225,851,000 | 236,170,000 | 219,005,000 | 229,596,000 |
| Noninterest-bearing deposits | 5,754,000 | 7,780,000 | 7,915,000 | 9,699,000 |
| Equity capital | 15,499,000 | 18,262,000 | 22,114,000 | 22,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,374,000 | 7,203,000 | 10,718,000 | 13,788,000 |
| Interest expense | 1,964,000 | 4,131,000 | 5,994,000 | 7,825,000 |
| Net interest income | 1,410,000 | 3,072,000 | 4,724,000 | 5,963,000 |
| Noninterest income | 53,000 | 94,000 | 129,000 | 220,000 |
| Noninterest expense | 862,000 | 1,716,000 | 2,586,000 | 3,606,000 |
| Provision for loan losses | 40,000 | 90,000 | 190,000 | 290,000 |
| Pretax income | 561,000 | 1,360,000 | 2,089,000 | 2,287,000 |
| Income tax | 188,000 | 485,000 | 793,000 | 860,000 |
| Net income | 373,000 | 875,000 | 1,296,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,639,000 | 18,142,000 | 21,978,000 | 22,093,000 |
| Total capital | 16,089,000 | 18,642,000 | 22,578,000 | 22,793,000 |
| Risk-weighted assets | 96,290,000 | 104,027,000 | 108,172,000 | 126,144,000 |