Call reports 2001
FIRST KENSINGTON BANK — 2001
What FIRST KENSINGTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,881,000 | 122,328,000 | 166,665,000 | 198,215,000 |
| Total loans | 22,692,000 | 31,683,000 | 40,991,000 | 48,134,000 |
| Allowance for loan losses | 170,000 | 218,000 | 295,000 | 410,000 |
| Securities available for sale | 0 | 0 | 0 | 9,476,000 |
| Securities held to maturity | 64,625,000 | 83,979,000 | 113,112,000 | 130,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,368,000 | 106,145,000 | 136,476,000 | 177,745,000 |
| Interest-bearing deposits | 75,790,000 | 102,714,000 | 132,256,000 | 170,316,000 |
| Noninterest-bearing deposits | 2,578,000 | 3,431,000 | 4,220,000 | 7,429,000 |
| Equity capital | 14,139,000 | 14,949,000 | 15,085,000 | 15,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,530,000 | 5,974,000 | 9,084,000 |
| Interest expense | 946,000 | 2,209,000 | 3,812,000 | 5,772,000 |
| Net interest income | 574,000 | 1,321,000 | 2,162,000 | 3,312,000 |
| Noninterest income | 18,000 | 39,000 | 63,000 | 98,000 |
| Noninterest expense | 602,000 | 1,230,000 | 1,882,000 | 2,767,000 |
| Provision for loan losses | 30,000 | 78,000 | 155,000 | 272,000 |
| Pretax income | -40,000 | 52,000 | 188,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | 52,000 | 188,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,139,000 | 14,949,000 | 15,085,000 | 15,268,000 |
| Total capital | 14,309,000 | 15,167,000 | 15,380,000 | 15,678,000 |
| Risk-weighted assets | 38,909,000 | 53,065,000 | 65,997,000 | 79,328,000 |