Call reports 2010
NEXITY BANK — 2010
What NEXITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 947,940,000 | 914,441,000 | 912,845,000 | 793,704,000 |
| Total loans | 489,345,000 | 439,830,000 | 409,099,000 | 360,155,000 |
| Allowance for loan losses | 20,287,000 | 21,783,000 | 16,112,000 | 11,124,000 |
| Securities available for sale | 235,390,000 | 198,308,000 | 301,135,000 | 241,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,550,000 | 732,339,000 | 678,765,000 | 637,804,000 |
| Interest-bearing deposits | 681,587,000 | 658,114,000 | 610,935,000 | 579,827,000 |
| Noninterest-bearing deposits | 80,963,000 | 74,225,000 | 67,830,000 | 57,977,000 |
| Equity capital | 28,645,000 | 25,145,000 | 22,959,000 | 958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,175,000 | 13,180,000 | 18,805,000 | 24,105,000 |
| Interest expense | 4,688,000 | 8,893,000 | 12,726,000 | 16,185,000 |
| Net interest income | 2,487,000 | 4,287,000 | 6,079,000 | 7,920,000 |
| Noninterest income | 2,405,000 | 4,722,000 | 5,617,000 | 1,213,000 |
| Noninterest expense | 6,807,000 | 13,013,000 | 18,251,000 | 23,125,000 |
| Provision for loan losses | 0 | 2,000,000 | 3,000,000 | 11,475,000 |
| Pretax income | -1,184,000 | -3,009,000 | -6,259,000 | -22,174,000 |
| Income tax | 149,000 | 320,000 | 222,000 | 274,000 |
| Net income | -1,333,000 | -3,329,000 | -6,481,000 | -22,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,002,000 | 24,061,000 | 22,066,000 | 6,156,000 |
| Total capital | 34,812,000 | 32,467,000 | 29,102,000 | 12,312,000 |
| Risk-weighted assets | 585,863,000 | 552,310,000 | 533,557,000 | 499,068,000 |