Call reports 2009
NEXITY BANK — 2009
What NEXITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,153,603,000 | 1,132,608,000 | 1,051,824,000 | 965,822,000 |
| Total loans | 670,701,000 | 632,680,000 | 600,600,000 | 529,004,000 |
| Allowance for loan losses | 17,234,000 | 18,416,000 | 20,903,000 | 22,348,000 |
| Securities available for sale | 279,817,000 | 273,821,000 | 244,755,000 | 239,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,611,000 | 1,414,000 | 3,565,000 | 0 |
| Total deposits | 897,152,000 | 878,619,000 | 808,783,000 | 775,236,000 |
| Interest-bearing deposits | 786,378,000 | 773,153,000 | 695,177,000 | 686,183,000 |
| Noninterest-bearing deposits | 110,774,000 | 105,466,000 | 113,606,000 | 89,053,000 |
| Equity capital | 86,752,000 | 83,306,000 | 78,515,000 | 27,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,198,000 | 20,502,000 | 29,497,000 | 37,717,000 |
| Interest expense | 7,257,000 | 14,127,000 | 20,196,000 | 25,451,000 |
| Net interest income | 2,941,000 | 6,375,000 | 9,301,000 | 12,266,000 |
| Noninterest income | 3,193,000 | 6,672,000 | 8,978,000 | 11,873,000 |
| Noninterest expense | 6,465,000 | 13,851,000 | 20,374,000 | 31,440,000 |
| Provision for loan losses | 4,063,000 | 7,976,000 | 18,773,000 | 51,757,000 |
| Pretax income | -2,240,000 | -5,940,000 | -17,234,000 | -56,047,000 |
| Income tax | -1,229,000 | -2,899,000 | -7,293,000 | 3,164,000 |
| Net income | -1,011,000 | -3,041,000 | -9,941,000 | -59,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,030,000 | 71,980,000 | 60,220,000 | 26,277,000 |
| Total capital | 87,459,000 | 82,721,000 | 70,376,000 | 35,506,000 |
| Risk-weighted assets | 801,068,000 | 744,106,000 | 694,282,000 | 617,703,000 |