Call reports 2001
NEXITY BANK — 2001
What NEXITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 267,796,000 | 315,593,000 | 342,640,000 | 350,282,000 |
| Total loans | 174,809,000 | 218,495,000 | 260,176,000 | 280,190,000 |
| Allowance for loan losses | 2,357,000 | 2,772,000 | 3,175,000 | 3,416,000 |
| Securities available for sale | 85,860,000 | 80,436,000 | 70,286,000 | 62,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,795,000 | 273,875,000 | 292,319,000 | 293,946,000 |
| Interest-bearing deposits | 226,630,000 | 271,744,000 | 290,133,000 | 292,065,000 |
| Noninterest-bearing deposits | 3,165,000 | 2,131,000 | 2,186,000 | 1,881,000 |
| Equity capital | 23,863,000 | 27,727,000 | 30,033,000 | 32,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,280,000 | 11,078,000 | 17,405,000 | 23,243,000 |
| Interest expense | 3,442,000 | 6,951,000 | 10,501,000 | 13,601,000 |
| Net interest income | 1,838,000 | 4,127,000 | 6,904,000 | 9,642,000 |
| Noninterest income | 78,000 | 146,000 | 203,000 | 291,000 |
| Noninterest expense | 2,236,000 | 4,696,000 | 6,980,000 | 9,183,000 |
| Provision for loan losses | 535,000 | 1,160,000 | 2,074,000 | 2,639,000 |
| Pretax income | -824,000 | -1,237,000 | -1,095,000 | -854,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | -828,000 | -1,241,000 | -1,099,000 | -858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,936,000 | 25,049,000 | 27,216,000 | 30,482,000 |
| Total capital | 23,293,000 | 27,821,000 | 30,391,000 | 33,898,000 |
| Risk-weighted assets | 204,379,000 | 252,729,000 | 299,113,000 | 319,627,000 |