Call reports 2016
GEORGETOWN BANK — 2016
What GEORGETOWN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 306,185,000 | 300,087,000 | 315,060,000 | 318,632,000 |
| Total loans | 264,984,000 | 261,888,000 | 274,553,000 | 280,247,000 |
| Allowance for loan losses | 2,483,000 | 2,483,000 | 2,551,000 | 2,605,000 |
| Securities available for sale | 18,660,000 | 19,947,000 | 18,881,000 | 19,772,000 |
| Securities held to maturity | 3,051,000 | 3,011,000 | 2,713,000 | 2,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,875,000 | 235,653,000 | 243,006,000 | 242,775,000 |
| Interest-bearing deposits | 203,459,000 | 202,904,000 | 210,914,000 | 209,938,000 |
| Noninterest-bearing deposits | 35,416,000 | 32,749,000 | 32,092,000 | 32,837,000 |
| Equity capital | 29,709,000 | 30,100,000 | 30,392,000 | 30,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,358,000 | 9,538,000 | 12,817,000 |
| Interest expense | 581,000 | 1,193,000 | 1,828,000 | 2,498,000 |
| Net interest income | 2,583,000 | 5,165,000 | 7,710,000 | 10,319,000 |
| Noninterest income | 241,000 | 497,000 | 738,000 | 998,000 |
| Noninterest expense | 2,605,000 | 5,171,000 | 7,581,000 | 9,916,000 |
| Provision for loan losses | 74,000 | 74,000 | 141,000 | 194,000 |
| Pretax income | 145,000 | 417,000 | 726,000 | 1,207,000 |
| Income tax | 50,000 | 153,000 | 271,000 | 465,000 |
| Net income | 95,000 | 264,000 | 455,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,509,000 | 29,814,000 | 30,140,000 | 30,572,000 |
| Total capital | 31,992,000 | 32,297,000 | 32,691,000 | 33,177,000 |
| Risk-weighted assets | 230,502,000 | 229,534,000 | 240,260,000 | 245,564,000 |