Call reports 2012
GEORGETOWN BANK — 2012
What GEORGETOWN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 205,756,000 | 214,660,000 | 211,752,000 | 211,602,000 |
| Total loans | 158,321,000 | 154,316,000 | 166,312,000 | 184,985,000 |
| Allowance for loan losses | 1,698,000 | 1,553,000 | 1,751,000 | 1,780,000 |
| Securities available for sale | 8,009,000 | 7,176,000 | 6,744,000 | 8,184,000 |
| Securities held to maturity | 2,131,000 | 1,945,000 | 1,765,000 | 1,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,804,000 | 168,037,000 | 158,564,000 | 160,339,000 |
| Interest-bearing deposits | 140,273,000 | 150,104,000 | 135,004,000 | 134,698,000 |
| Noninterest-bearing deposits | 16,531,000 | 17,933,000 | 23,560,000 | 25,641,000 |
| Equity capital | 19,426,000 | 19,641,000 | 24,084,000 | 24,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,581,000 | 6,763,000 | 9,054,000 |
| Interest expense | 509,000 | 962,000 | 1,352,000 | 1,721,000 |
| Net interest income | 1,812,000 | 3,619,000 | 5,411,000 | 7,333,000 |
| Noninterest income | 283,000 | 609,000 | 1,224,000 | 2,002,000 |
| Noninterest expense | 1,790,000 | 3,679,000 | 5,597,000 | 7,556,000 |
| Provision for loan losses | 64,000 | 95,000 | 162,000 | 200,000 |
| Pretax income | 241,000 | 454,000 | 876,000 | 1,579,000 |
| Income tax | 83,000 | 154,000 | 314,000 | 588,000 |
| Net income | 158,000 | 300,000 | 562,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,302,000 | 19,489,000 | 23,893,000 | 24,373,000 |
| Total capital | 20,986,000 | 21,042,000 | 25,574,000 | 26,153,000 |
| Risk-weighted assets | 134,699,000 | 130,455,000 | 134,389,000 | 146,170,000 |