Call reports 2004
GEORGETOWN BANK — 2004
What GEORGETOWN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 121,992,000 | 124,866,000 | 143,455,000 | 171,891,000 |
| Total loans | 96,006,000 | 99,241,000 | 105,510,000 | 108,602,000 |
| Allowance for loan losses | 858,000 | 876,000 | 894,000 | 792,000 |
| Securities available for sale | 11,595,000 | 11,765,000 | 12,234,000 | 12,311,000 |
| Securities held to maturity | 3,975,000 | 3,682,000 | 14,081,000 | 13,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,381,000 | 88,199,000 | 95,786,000 | 115,360,000 |
| Interest-bearing deposits | 77,659,000 | 77,757,000 | 83,581,000 | 103,347,000 |
| Noninterest-bearing deposits | 9,722,000 | 10,442,000 | 12,205,000 | 12,013,000 |
| Equity capital | 8,194,000 | 8,069,000 | 8,294,000 | 8,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,862,000 | 4,494,000 | 6,232,000 |
| Interest expense | 518,000 | 1,038,000 | 1,639,000 | 2,312,000 |
| Net interest income | 911,000 | 1,824,000 | 2,855,000 | 3,920,000 |
| Noninterest income | 94,000 | 189,000 | 288,000 | 384,000 |
| Noninterest expense | 900,000 | 1,850,000 | 2,766,000 | 3,626,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 87,000 | 127,000 | 321,000 | 604,000 |
| Income tax | 25,000 | 47,000 | 114,000 | 213,000 |
| Net income | 62,000 | 80,000 | 207,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,152,000 | 8,167,000 | 8,298,000 | 8,482,000 |
| Total capital | 9,010,000 | 9,043,000 | 9,192,000 | 9,274,000 |
| Risk-weighted assets | 71,408,000 | 72,654,000 | 79,449,000 | 86,823,000 |