Call reports 2002
GEORGETOWN BANK — 2002
What GEORGETOWN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,039,000 | 102,264,000 | 102,865,000 | 104,448,000 |
| Total loans | 76,338,000 | 78,171,000 | 78,328,000 | 79,910,000 |
| Allowance for loan losses | 764,000 | 770,000 | 783,000 | 794,000 |
| Securities available for sale | 3,490,000 | 5,539,000 | 7,273,000 | 8,976,000 |
| Securities held to maturity | 11,852,000 | 11,457,000 | 9,725,000 | 7,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,592,000 | 77,562,000 | 77,937,000 | 79,458,000 |
| Interest-bearing deposits | 66,776,000 | 69,490,000 | 69,840,000 | 71,144,000 |
| Noninterest-bearing deposits | 7,816,000 | 8,072,000 | 8,097,000 | 8,314,000 |
| Equity capital | 6,900,000 | 7,115,000 | 7,378,000 | 7,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,123,000 | 4,684,000 | 6,207,000 |
| Interest expense | 644,000 | 1,306,000 | 1,935,000 | 2,533,000 |
| Net interest income | 923,000 | 1,817,000 | 2,749,000 | 3,674,000 |
| Noninterest income | 109,000 | 220,000 | 358,000 | 490,000 |
| Noninterest expense | 496,000 | 1,170,000 | 1,801,000 | 2,427,000 |
| Provision for loan losses | 192,000 | 204,000 | 216,000 | 228,000 |
| Pretax income | 344,000 | 663,000 | 1,090,000 | 1,509,000 |
| Income tax | 146,000 | 258,000 | 418,000 | 575,000 |
| Net income | 198,000 | 405,000 | 672,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,881,000 | 7,091,000 | 7,358,000 | 7,620,000 |
| Total capital | 7,600,000 | 7,852,000 | 8,119,000 | 8,400,000 |
| Risk-weighted assets | 57,457,000 | 60,832,000 | 60,864,000 | 62,424,000 |