Call reports 2001
GEORGETOWN BANK — 2001
What GEORGETOWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,666,000 | 89,514,000 | 95,331,000 | 96,505,000 |
| Total loans | 61,944,000 | 65,372,000 | 71,753,000 | 73,648,000 |
| Allowance for loan losses | 555,000 | 566,000 | 574,000 | 584,000 |
| Securities available for sale | 8,417,000 | 7,976,000 | 4,835,000 | 3,527,000 |
| Securities held to maturity | 9,558,000 | 8,081,000 | 13,060,000 | 12,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,795,000 | 67,552,000 | 73,872,000 | 73,052,000 |
| Interest-bearing deposits | 58,674,000 | 59,966,000 | 65,908,000 | 64,780,000 |
| Noninterest-bearing deposits | 7,121,000 | 7,586,000 | 7,964,000 | 8,272,000 |
| Equity capital | 6,187,000 | 6,257,000 | 6,498,000 | 6,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,956,000 | 4,497,000 | 6,048,000 |
| Interest expense | 771,000 | 1,549,000 | 2,340,000 | 3,043,000 |
| Net interest income | 689,000 | 1,407,000 | 2,157,000 | 3,005,000 |
| Noninterest income | 81,000 | 169,000 | 254,000 | 364,000 |
| Noninterest expense | 576,000 | 1,182,000 | 1,775,000 | 2,386,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 182,000 | 394,000 | 624,000 | 959,000 |
| Income tax | 65,000 | 138,000 | 218,000 | 334,000 |
| Net income | 117,000 | 256,000 | 406,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,176,000 | 6,314,000 | 6,467,000 | 6,686,000 |
| Total capital | 6,731,000 | 6,880,000 | 7,041,000 | 7,270,000 |
| Risk-weighted assets | 54,168,000 | 49,980,000 | 59,270,000 | 59,902,000 |