Call reports 2002
CITY STATE BANK — 2002
What CITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 103,195,000 | 99,566,000 | 106,191,000 | 111,217,000 |
| Total loans | 57,641,000 | 53,765,000 | 58,452,000 | 64,923,000 |
| Allowance for loan losses | 581,000 | 573,000 | 653,000 | 655,000 |
| Securities available for sale | 20,848,000 | 20,731,000 | 19,598,000 | 16,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,066,000 | 82,835,000 | 86,392,000 | 89,883,000 |
| Interest-bearing deposits | 78,675,000 | 75,390,000 | 77,561,000 | 81,283,000 |
| Noninterest-bearing deposits | 7,391,000 | 7,445,000 | 8,831,000 | 8,600,000 |
| Equity capital | 9,545,000 | 9,991,000 | 10,150,000 | 10,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,690,000 | 4,024,000 | 5,370,000 |
| Interest expense | 654,000 | 1,252,000 | 1,841,000 | 2,425,000 |
| Net interest income | 728,000 | 1,438,000 | 2,183,000 | 2,945,000 |
| Noninterest income | 458,000 | 1,008,000 | 1,472,000 | 1,949,000 |
| Noninterest expense | 746,000 | 1,511,000 | 2,302,000 | 3,134,000 |
| Provision for loan losses | 70,000 | 189,000 | 260,000 | 313,000 |
| Pretax income | 433,000 | 809,000 | 1,172,000 | 1,526,000 |
| Income tax | 132,000 | 248,000 | 371,000 | 491,000 |
| Net income | 301,000 | 561,000 | 801,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,409,000 | 9,669,000 | 9,909,000 | 10,143,000 |
| Total capital | 9,990,000 | 10,242,000 | 10,562,000 | 10,798,000 |
| Risk-weighted assets | 81,003,000 | 77,368,000 | 82,340,000 | 98,706,000 |