Call reports 2001
CITY STATE BANK — 2001
What CITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,127,000 | 103,635,000 | 102,365,000 | 102,773,000 |
| Total loans | 59,805,000 | 55,403,000 | 57,048,000 | 59,418,000 |
| Allowance for loan losses | 768,000 | 792,000 | 695,000 | 543,000 |
| Securities available for sale | 18,782,000 | 17,999,000 | 17,188,000 | 16,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,516,000 | 86,174,000 | 85,769,000 | 86,331,000 |
| Interest-bearing deposits | 81,772,000 | 78,741,000 | 79,287,000 | 78,092,000 |
| Noninterest-bearing deposits | 6,744,000 | 7,433,000 | 6,482,000 | 8,239,000 |
| Equity capital | 10,240,000 | 10,435,000 | 9,631,000 | 9,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,256,000 | 4,887,000 | 6,352,000 |
| Interest expense | 1,113,000 | 2,153,000 | 3,113,000 | 3,926,000 |
| Net interest income | 569,000 | 1,103,000 | 1,774,000 | 2,426,000 |
| Noninterest income | 555,000 | 1,121,000 | 1,622,000 | 2,012,000 |
| Noninterest expense | 699,000 | 1,476,000 | 2,214,000 | 2,972,000 |
| Provision for loan losses | 38,000 | 80,000 | 155,000 | 322,000 |
| Pretax income | 387,000 | 716,000 | 1,075,000 | 1,192,000 |
| Income tax | 113,000 | 219,000 | 345,000 | 354,000 |
| Net income | 274,000 | 497,000 | 730,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,057,000 | 10,280,000 | 9,337,000 | 9,608,000 |
| Total capital | 10,825,000 | 11,072,000 | 10,032,000 | 10,151,000 |
| Risk-weighted assets | 78,956,000 | 84,196,000 | 81,829,000 | 82,465,000 |