Call reports 2016
BANK OF DONIPHAN — 2016
What BANK OF DONIPHAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,380,000 | 101,249,000 | 105,661,000 | 103,260,000 |
| Total loans | 72,681,000 | 74,146,000 | 79,195,000 | 77,223,000 |
| Allowance for loan losses | 777,000 | 797,000 | 815,000 | 822,000 |
| Securities available for sale | 16,482,000 | 18,732,000 | 19,584,000 | 18,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,923,000 | 80,125,000 | 79,863,000 | 85,194,000 |
| Interest-bearing deposits | 62,580,000 | 60,817,000 | 60,800,000 | 62,790,000 |
| Noninterest-bearing deposits | 21,343,000 | 19,308,000 | 19,063,000 | 22,404,000 |
| Equity capital | 10,800,000 | 10,895,000 | 10,933,000 | 10,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,909,000 | 2,937,000 | 3,979,000 |
| Interest expense | 51,000 | 101,000 | 154,000 | 208,000 |
| Net interest income | 891,000 | 1,808,000 | 2,783,000 | 3,771,000 |
| Noninterest income | 108,000 | 203,000 | 320,000 | 436,000 |
| Noninterest expense | 796,000 | 1,620,000 | 2,526,000 | 3,348,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 185,000 | 362,000 | 578,000 | 842,000 |
| Income tax | 35,000 | 87,000 | 116,000 | 180,000 |
| Net income | 150,000 | 275,000 | 462,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,122,000 | 9,151,000 | 9,255,000 | 9,364,000 |
| Total capital | 9,899,000 | 9,948,000 | 10,070,000 | 10,186,000 |
| Risk-weighted assets | 83,923,000 | 83,917,000 | 89,238,000 | 85,126,000 |