Call reports 2015
BANK OF DONIPHAN — 2015
What BANK OF DONIPHAN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,855,000 | 100,548,000 | 101,724,000 | 101,359,000 |
| Total loans | 72,045,000 | 75,890,000 | 77,474,000 | 75,403,000 |
| Allowance for loan losses | 666,000 | 683,000 | 741,000 | 759,000 |
| Securities available for sale | 16,044,000 | 16,478,000 | 16,015,000 | 15,838,000 |
| Securities held to maturity | 44,000 | 22,000 | 22,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,638,000 | 79,150,000 | 77,123,000 | 82,861,000 |
| Interest-bearing deposits | 62,953,000 | 60,448,000 | 59,970,000 | 62,719,000 |
| Noninterest-bearing deposits | 19,685,000 | 18,702,000 | 17,153,000 | 20,142,000 |
| Equity capital | 10,320,000 | 10,264,000 | 10,373,000 | 10,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,896,000 | 2,893,000 | 3,891,000 |
| Interest expense | 56,000 | 109,000 | 162,000 | 215,000 |
| Net interest income | 887,000 | 1,787,000 | 2,731,000 | 3,676,000 |
| Noninterest income | 113,000 | 206,000 | 329,000 | 432,000 |
| Noninterest expense | 790,000 | 1,601,000 | 2,440,000 | 3,215,000 |
| Provision for loan losses | 18,000 | 36,000 | 55,000 | 73,000 |
| Pretax income | 192,000 | 356,000 | 565,000 | 820,000 |
| Income tax | 38,000 | 61,000 | 115,000 | 182,000 |
| Net income | 154,000 | 295,000 | 450,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,663,000 | 8,719,000 | 8,784,000 | 8,972,000 |
| Total capital | 9,329,000 | 9,402,000 | 9,525,000 | 9,731,000 |
| Risk-weighted assets | 79,169,000 | 85,024,000 | 87,372,000 | 84,253,000 |