Call reports 2014
BANK OF DONIPHAN — 2014
What BANK OF DONIPHAN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,329,000 | 97,783,000 | 98,190,000 | 96,576,000 |
| Total loans | 68,796,000 | 70,304,000 | 73,792,000 | 72,973,000 |
| Allowance for loan losses | 691,000 | 559,000 | 578,000 | 622,000 |
| Securities available for sale | 14,563,000 | 14,417,000 | 14,502,000 | 14,678,000 |
| Securities held to maturity | 86,000 | 86,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,625,000 | 78,044,000 | 78,777,000 | 79,243,000 |
| Interest-bearing deposits | 64,546,000 | 60,170,000 | 59,005,000 | 61,438,000 |
| Noninterest-bearing deposits | 18,079,000 | 17,874,000 | 19,772,000 | 17,805,000 |
| Equity capital | 9,771,000 | 9,998,000 | 10,034,000 | 10,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,865,000 | 2,812,000 | 3,787,000 |
| Interest expense | 63,000 | 120,000 | 180,000 | 237,000 |
| Net interest income | 844,000 | 1,745,000 | 2,632,000 | 3,550,000 |
| Noninterest income | 126,000 | 233,000 | 339,000 | 436,000 |
| Noninterest expense | 770,000 | 1,581,000 | 2,391,000 | 3,226,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 182,000 | 361,000 | 526,000 | 688,000 |
| Income tax | 32,000 | 47,000 | 102,000 | 137,000 |
| Net income | 150,000 | 314,000 | 424,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,333,000 | 8,422,000 | 8,458,000 | 8,584,000 |
| Total capital | 9,024,000 | 8,981,000 | 9,036,000 | 9,206,000 |
| Risk-weighted assets | 70,750,000 | 73,262,000 | 78,135,000 | 76,359,000 |