Call reports 2013
BANK OF DONIPHAN — 2013
What BANK OF DONIPHAN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,774,000 | 95,955,000 | 93,422,000 | 96,547,000 |
| Total loans | 66,402,000 | 67,400,000 | 69,168,000 | 68,868,000 |
| Allowance for loan losses | 670,000 | 688,000 | 696,000 | 673,000 |
| Securities available for sale | 9,914,000 | 11,252,000 | 13,286,000 | 12,832,000 |
| Securities held to maturity | 128,000 | 128,000 | 107,000 | 86,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,147,000 | 77,484,000 | 75,440,000 | 80,754,000 |
| Interest-bearing deposits | 63,940,000 | 59,245,000 | 58,873,000 | 62,405,000 |
| Noninterest-bearing deposits | 20,207,000 | 18,239,000 | 16,567,000 | 18,349,000 |
| Equity capital | 10,120,000 | 9,744,000 | 9,724,000 | 9,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,866,000 | 2,808,000 | 3,747,000 |
| Interest expense | 74,000 | 141,000 | 208,000 | 271,000 |
| Net interest income | 860,000 | 1,725,000 | 2,600,000 | 3,476,000 |
| Noninterest income | 501,000 | 588,000 | 716,000 | 807,000 |
| Noninterest expense | 741,000 | 1,504,000 | 2,235,000 | 2,988,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 602,000 | 773,000 | 1,027,000 | 1,223,000 |
| Income tax | 50,000 | 100,000 | 163,000 | 208,000 |
| Net income | 552,000 | 673,000 | 864,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,500,000 | 8,312,000 | 8,352,000 | 8,348,000 |
| Total capital | 9,170,000 | 9,000,000 | 9,048,000 | 9,021,000 |
| Risk-weighted assets | 69,041,000 | 72,790,000 | 73,688,000 | 71,661,000 |