Call reports 2012
BANK OF DONIPHAN — 2012
What BANK OF DONIPHAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,122,000 | 90,770,000 | 90,303,000 | 94,679,000 |
| Total loans | 60,506,000 | 64,697,000 | 68,500,000 | 70,293,000 |
| Allowance for loan losses | 626,000 | 636,000 | 654,000 | 652,000 |
| Securities available for sale | 3,098,000 | 9,654,000 | 10,086,000 | 9,830,000 |
| Securities held to maturity | 220,000 | 199,000 | 148,000 | 128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,203,000 | 74,207,000 | 71,604,000 | 78,679,000 |
| Interest-bearing deposits | 59,321,000 | 58,353,000 | 55,086,000 | 59,069,000 |
| Noninterest-bearing deposits | 17,882,000 | 15,854,000 | 16,518,000 | 19,610,000 |
| Equity capital | 9,374,000 | 9,392,000 | 9,550,000 | 9,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,863,000 | 2,866,000 | 3,853,000 |
| Interest expense | 111,000 | 210,000 | 283,000 | 370,000 |
| Net interest income | 814,000 | 1,653,000 | 2,583,000 | 3,483,000 |
| Noninterest income | 110,000 | 202,000 | 314,000 | 414,000 |
| Noninterest expense | 715,000 | 1,436,000 | 2,176,000 | 2,920,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 54,000 |
| Pretax income | 191,000 | 383,000 | 667,000 | 923,000 |
| Income tax | 52,000 | 110,000 | 194,000 | 261,000 |
| Net income | 139,000 | 273,000 | 473,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,755,000 | 7,801,000 | 7,901,000 | 8,032,000 |
| Total capital | 8,381,000 | 8,437,000 | 8,555,000 | 8,684,000 |
| Risk-weighted assets | 61,062,000 | 67,784,000 | 73,293,000 | 74,553,000 |