Call reports 2009
BANK OF DONIPHAN — 2009
What BANK OF DONIPHAN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,798,000 | 85,672,000 | 82,727,000 | 83,670,000 |
| Total loans | 66,126,000 | 68,625,000 | 69,666,000 | 67,805,000 |
| Allowance for loan losses | 495,000 | 511,000 | 529,000 | 533,000 |
| Securities available for sale | 3,325,000 | 3,818,000 | 4,215,000 | 3,359,000 |
| Securities held to maturity | 229,000 | 205,000 | 201,000 | 176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,042,000 | 63,099,000 | 61,894,000 | 63,644,000 |
| Interest-bearing deposits | 56,073,000 | 53,585,000 | 53,343,000 | 52,190,000 |
| Noninterest-bearing deposits | 9,969,000 | 9,514,000 | 8,551,000 | 11,454,000 |
| Equity capital | 8,161,000 | 8,224,000 | 8,294,000 | 8,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,356,000 | 3,564,000 | 4,746,000 |
| Interest expense | 482,000 | 924,000 | 1,313,000 | 1,635,000 |
| Net interest income | 708,000 | 1,432,000 | 2,251,000 | 3,111,000 |
| Noninterest income | 131,000 | 257,000 | 394,000 | 475,000 |
| Noninterest expense | 681,000 | 1,374,000 | 2,224,000 | 2,935,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 140,000 | 279,000 | 367,000 | 579,000 |
| Income tax | 44,000 | 75,000 | 94,000 | 147,000 |
| Net income | 96,000 | 204,000 | 273,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,578,000 | 6,651,000 | 6,690,000 | 6,789,000 |
| Total capital | 7,073,000 | 7,162,000 | 7,219,000 | 7,322,000 |
| Risk-weighted assets | 66,768,000 | 67,533,000 | 69,029,000 | 66,929,000 |