Call reports 2008
BANK OF DONIPHAN — 2008
What BANK OF DONIPHAN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 86,594,000 | 86,879,000 | 87,848,000 | 88,991,000 |
| Total loans | 65,795,000 | 72,194,000 | 73,821,000 | 68,871,000 |
| Allowance for loan losses | 394,000 | 400,000 | 459,000 | 477,000 |
| Securities available for sale | 9,901,000 | 5,375,000 | 3,777,000 | 3,361,000 |
| Securities held to maturity | 284,000 | 260,000 | 257,000 | 233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,063,000 | 61,869,000 | 60,758,000 | 65,481,000 |
| Interest-bearing deposits | 57,013,000 | 53,810,000 | 52,306,000 | 55,386,000 |
| Noninterest-bearing deposits | 8,050,000 | 8,059,000 | 8,452,000 | 10,095,000 |
| Equity capital | 7,871,000 | 7,806,000 | 7,886,000 | 8,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,664,000 | 3,996,000 | 5,299,000 |
| Interest expense | 665,000 | 1,270,000 | 1,837,000 | 2,362,000 |
| Net interest income | 671,000 | 1,394,000 | 2,159,000 | 2,937,000 |
| Noninterest income | 120,000 | 228,000 | 384,000 | 525,000 |
| Noninterest expense | 696,000 | 1,433,000 | 2,171,000 | 2,862,000 |
| Provision for loan losses | 133,000 | 218,000 | 276,000 | 294,000 |
| Pretax income | -38,000 | -29,000 | 96,000 | 306,000 |
| Income tax | 1,000 | 3,000 | 8,000 | 8,000 |
| Net income | -39,000 | -32,000 | 88,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,270,000 | 6,227,000 | 6,303,000 | 6,478,000 |
| Total capital | 6,664,000 | 6,627,000 | 6,762,000 | 6,955,000 |
| Risk-weighted assets | 66,105,000 | 70,656,000 | 72,456,000 | 68,313,000 |