Call reports 2007
BANK OF DONIPHAN — 2007
What BANK OF DONIPHAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,565,000 | 77,473,000 | 79,636,000 | 86,208,000 |
| Total loans | 59,640,000 | 62,521,000 | 65,891,000 | 65,898,000 |
| Allowance for loan losses | 622,000 | 633,000 | 642,000 | 661,000 |
| Securities available for sale | 6,185,000 | 6,023,000 | 4,350,000 | 3,949,000 |
| Securities held to maturity | 334,000 | 313,000 | 311,000 | 287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,683,000 | 54,478,000 | 56,928,000 | 64,413,000 |
| Interest-bearing deposits | 51,236,000 | 49,234,000 | 51,489,000 | 54,685,000 |
| Noninterest-bearing deposits | 5,447,000 | 5,244,000 | 5,439,000 | 9,728,000 |
| Equity capital | 7,857,000 | 7,910,000 | 7,932,000 | 7,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,620,000 | 3,974,000 | 5,361,000 |
| Interest expense | 636,000 | 1,277,000 | 1,957,000 | 2,666,000 |
| Net interest income | 662,000 | 1,343,000 | 2,017,000 | 2,695,000 |
| Noninterest income | 98,000 | 198,000 | 309,000 | 426,000 |
| Noninterest expense | 640,000 | 1,281,000 | 1,938,000 | 2,692,000 |
| Provision for loan losses | 6,000 | 24,000 | 42,000 | 60,000 |
| Pretax income | 116,000 | 238,000 | 348,000 | 371,000 |
| Income tax | 25,000 | 52,000 | 71,000 | 53,000 |
| Net income | 91,000 | 186,000 | 277,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,287,000 | 6,357,000 | 6,358,000 | 6,360,000 |
| Total capital | 6,909,000 | 6,990,000 | 7,000,000 | 7,021,000 |
| Risk-weighted assets | 60,496,000 | 61,192,000 | 63,409,000 | 66,169,000 |