Call reports 2006
BANK OF DONIPHAN — 2006
What BANK OF DONIPHAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,828,000 | 74,981,000 | 78,098,000 | 77,199,000 |
| Total loans | 55,819,000 | 58,833,000 | 61,834,000 | 61,278,000 |
| Allowance for loan losses | 635,000 | 650,000 | 663,000 | 647,000 |
| Securities available for sale | 8,783,000 | 8,803,000 | 8,846,000 | 6,750,000 |
| Securities held to maturity | 312,000 | 309,000 | 306,000 | 470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,790,000 | 53,778,000 | 57,411,000 | 56,064,000 |
| Interest-bearing deposits | 46,768,000 | 48,916,000 | 52,688,000 | 49,880,000 |
| Noninterest-bearing deposits | 6,022,000 | 4,862,000 | 4,723,000 | 6,184,000 |
| Equity capital | 7,778,000 | 7,697,000 | 7,808,000 | 7,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,318,000 | 3,605,000 | 4,933,000 |
| Interest expense | 444,000 | 1,007,000 | 1,646,000 | 2,310,000 |
| Net interest income | 694,000 | 1,311,000 | 1,959,000 | 2,623,000 |
| Noninterest income | 83,000 | 174,000 | 260,000 | 357,000 |
| Noninterest expense | 672,000 | 1,338,000 | 1,982,000 | 2,646,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 98,000 | 117,000 | 192,000 | 275,000 |
| Income tax | 9,000 | 8,000 | 14,000 | 10,000 |
| Net income | 89,000 | 109,000 | 178,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,225,000 | 6,196,000 | 6,230,000 | 6,237,000 |
| Total capital | 6,860,000 | 6,846,000 | 6,893,000 | 6,884,000 |
| Risk-weighted assets | 61,910,000 | 61,546,000 | 61,347,000 | 61,587,000 |