Call reports 2005
BANK OF DONIPHAN — 2005
What BANK OF DONIPHAN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,445,000 | 70,700,000 | 74,469,000 | 75,082,000 |
| Total loans | 54,251,000 | 52,909,000 | 57,143,000 | 57,911,000 |
| Allowance for loan losses | 624,000 | 608,000 | 597,000 | 619,000 |
| Securities available for sale | 9,078,000 | 8,893,000 | 8,844,000 | 8,848,000 |
| Securities held to maturity | 323,000 | 320,000 | 317,000 | 314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,561,000 | 50,742,000 | 55,112,000 | 55,911,000 |
| Interest-bearing deposits | 46,190,000 | 45,198,000 | 49,405,000 | 49,622,000 |
| Noninterest-bearing deposits | 5,371,000 | 5,544,000 | 5,707,000 | 6,289,000 |
| Equity capital | 7,790,000 | 7,713,000 | 7,732,000 | 7,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,043,000 | 3,110,000 | 4,236,000 |
| Interest expense | 345,000 | 710,000 | 1,117,000 | 1,566,000 |
| Net interest income | 664,000 | 1,333,000 | 1,993,000 | 2,670,000 |
| Noninterest income | 124,000 | 199,000 | 293,000 | 372,000 |
| Noninterest expense | 629,000 | 1,276,000 | 1,913,000 | 2,517,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 144,000 | 226,000 | 328,000 | 465,000 |
| Income tax | 15,000 | 19,000 | 23,000 | 50,000 |
| Net income | 129,000 | 207,000 | 305,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,209,000 | 6,077,000 | 6,125,000 | 6,186,000 |
| Total capital | 6,833,000 | 6,685,000 | 6,722,000 | 6,805,000 |
| Risk-weighted assets | 55,783,000 | 57,252,000 | 57,810,000 | 60,651,000 |