Call reports 2004
BANK OF DONIPHAN — 2004
What BANK OF DONIPHAN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 71,619,000 | 70,520,000 | 71,281,000 | 76,665,000 |
| Total loans | 51,018,000 | 53,571,000 | 54,546,000 | 55,595,000 |
| Allowance for loan losses | 688,000 | 700,000 | 695,000 | 646,000 |
| Securities available for sale | 9,667,000 | 9,612,000 | 9,743,000 | 9,756,000 |
| Securities held to maturity | 200,000 | 199,000 | 328,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,821,000 | 51,454,000 | 52,557,000 | 57,006,000 |
| Interest-bearing deposits | 47,812,000 | 46,821,000 | 47,717,000 | 50,078,000 |
| Noninterest-bearing deposits | 5,009,000 | 4,633,000 | 4,840,000 | 6,928,000 |
| Equity capital | 7,701,000 | 7,628,000 | 7,781,000 | 7,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,918,000 | 2,919,000 | 3,951,000 |
| Interest expense | 337,000 | 637,000 | 980,000 | 1,341,000 |
| Net interest income | 631,000 | 1,281,000 | 1,939,000 | 2,610,000 |
| Noninterest income | 154,000 | 291,000 | 437,000 | 562,000 |
| Noninterest expense | 664,000 | 1,305,000 | 1,945,000 | 2,599,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 106,000 | 237,000 | 386,000 | 513,000 |
| Income tax | 4,000 | 17,000 | 27,000 | 40,000 |
| Net income | 102,000 | 220,000 | 359,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,943,000 | 6,061,000 | 6,101,000 | 6,080,000 |
| Total capital | 6,631,000 | 6,761,000 | 6,774,000 | 6,726,000 |
| Risk-weighted assets | 56,847,000 | 58,568,000 | 53,862,000 | 57,890,000 |