Call reports 2003
BANK OF DONIPHAN — 2003
What BANK OF DONIPHAN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,075,000 | 73,874,000 | 77,755,000 | 76,090,000 |
| Total loans | 48,760,000 | 51,007,000 | 53,627,000 | 54,260,000 |
| Allowance for loan losses | 644,000 | 653,000 | 663,000 | 676,000 |
| Securities available for sale | 11,559,000 | 11,133,000 | 11,106,000 | 10,924,000 |
| Securities held to maturity | 210,000 | 208,000 | 205,000 | 204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,508,000 | 53,529,000 | 59,147,000 | 57,480,000 |
| Interest-bearing deposits | 47,188,000 | 48,951,000 | 54,491,000 | 50,982,000 |
| Noninterest-bearing deposits | 4,320,000 | 4,578,000 | 4,656,000 | 6,498,000 |
| Equity capital | 7,629,000 | 7,768,000 | 7,597,000 | 7,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,075,000 | 3,144,000 | 4,189,000 |
| Interest expense | 358,000 | 713,000 | 1,066,000 | 1,426,000 |
| Net interest income | 673,000 | 1,362,000 | 2,078,000 | 2,763,000 |
| Noninterest income | 74,000 | 241,000 | 395,000 | 536,000 |
| Noninterest expense | 502,000 | 1,091,000 | 1,698,000 | 2,375,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 228,000 | 480,000 | 728,000 | 862,000 |
| Income tax | 54,000 | 115,000 | 164,000 | 196,000 |
| Net income | 174,000 | 365,000 | 564,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,876,000 | 5,892,000 | 5,890,000 | 5,942,000 |
| Total capital | 6,520,000 | 6,545,000 | 6,553,000 | 6,618,000 |
| Risk-weighted assets | 54,730,000 | 57,769,000 | 58,683,000 | 57,696,000 |