Call reports 2002
BANK OF DONIPHAN — 2002
What BANK OF DONIPHAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,899,000 | 63,276,000 | 66,433,000 | 67,944,000 |
| Total loans | 46,280,000 | 44,044,000 | 48,567,000 | 49,600,000 |
| Allowance for loan losses | 603,000 | 617,000 | 633,000 | 647,000 |
| Securities available for sale | 11,293,000 | 11,000,000 | 11,655,000 | 11,068,000 |
| Securities held to maturity | 219,000 | 205,000 | 215,000 | 212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,163,000 | 45,945,000 | 48,697,000 | 50,630,000 |
| Interest-bearing deposits | 43,600,000 | 42,220,000 | 44,724,000 | 46,036,000 |
| Noninterest-bearing deposits | 3,563,000 | 3,725,000 | 3,973,000 | 4,594,000 |
| Equity capital | 7,584,000 | 7,504,000 | 7,634,000 | 7,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,135,000 | 3,243,000 | 4,368,000 |
| Interest expense | 457,000 | 874,000 | 1,283,000 | 1,674,000 |
| Net interest income | 630,000 | 1,261,000 | 1,960,000 | 2,694,000 |
| Noninterest income | 69,000 | 155,000 | 243,000 | 318,000 |
| Noninterest expense | 417,000 | 852,000 | 1,305,000 | 1,804,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 267,000 | 539,000 | 858,000 | 1,154,000 |
| Income tax | 67,000 | 147,000 | 228,000 | 299,000 |
| Net income | 200,000 | 392,000 | 630,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,991,000 | 5,809,000 | 5,845,000 | 5,872,000 |
| Total capital | 6,594,000 | 6,350,000 | 6,478,000 | 6,519,000 |
| Risk-weighted assets | 53,864,000 | 43,165,000 | 52,679,000 | 53,823,000 |