Call reports 2024
LIBERTY BANK — 2024
What LIBERTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 186,760,000 | 190,734,000 | 183,608,000 | 186,794,000 |
| Total loans | 142,270,000 | 144,236,000 | 141,497,000 | 142,720,000 |
| Allowance for loan losses | 1,129,000 | 1,267,000 | 1,168,000 | 1,158,000 |
| Securities available for sale | 9,188,000 | 8,814,000 | 8,693,000 | 8,360,000 |
| Securities held to maturity | 13,161,000 | 12,850,000 | 12,532,000 | 12,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,842,000 | 147,369,000 | 147,498,000 | 146,933,000 |
| Interest-bearing deposits | 99,380,000 | 102,508,000 | 106,747,000 | 110,023,000 |
| Noninterest-bearing deposits | 41,462,000 | 44,861,000 | 40,751,000 | 36,910,000 |
| Equity capital | 17,199,000 | 17,359,000 | 17,665,000 | 17,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,259,000 | 6,450,000 | 8,632,000 |
| Interest expense | 1,035,000 | 2,005,000 | 3,115,000 | 4,218,000 |
| Net interest income | 1,124,000 | 2,254,000 | 3,335,000 | 4,414,000 |
| Noninterest income | 57,000 | 136,000 | 210,000 | 292,000 |
| Noninterest expense | 1,094,000 | 2,278,000 | 3,402,000 | 4,564,000 |
| Provision for loan losses | -40,000 | -130,000 | -225,000 | -265,000 |
| Pretax income | 127,000 | 242,000 | 368,000 | 407,000 |
| Income tax | 27,000 | 51,000 | 77,000 | 85,000 |
| Net income | 100,000 | 191,000 | 291,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,610,000 | 17,752,000 | 18,305,000 | 18,365,000 |
| Total capital | 18,749,000 | 19,028,000 | 19,483,000 | 19,533,000 |
| Risk-weighted assets | 122,595,000 | 124,711,000 | 122,002,000 | 123,531,000 |