Call reports 2023
LIBERTY BANK — 2023
What LIBERTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 185,375,000 | 187,030,000 | 188,253,000 | 184,903,000 |
| Total loans | 141,085,000 | 139,642,000 | 139,984,000 | 144,041,000 |
| Allowance for loan losses | 1,284,000 | 1,252,000 | 1,227,000 | 1,150,000 |
| Securities available for sale | 9,339,000 | 8,954,000 | 10,571,000 | 9,586,000 |
| Securities held to maturity | 14,454,000 | 14,115,000 | 13,745,000 | 13,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,786,000 | 141,206,000 | 143,652,000 | 142,723,000 |
| Interest-bearing deposits | 96,895,000 | 97,180,000 | 99,113,000 | 99,674,000 |
| Noninterest-bearing deposits | 42,891,000 | 44,026,000 | 44,539,000 | 43,049,000 |
| Equity capital | 16,555,000 | 16,762,000 | 16,924,000 | 16,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,835,000 | 5,867,000 | 7,998,000 |
| Interest expense | 657,000 | 1,447,000 | 2,267,000 | 3,231,000 |
| Net interest income | 1,199,000 | 2,388,000 | 3,600,000 | 4,767,000 |
| Noninterest income | 130,000 | 260,000 | 371,000 | 445,000 |
| Noninterest expense | 1,175,000 | 2,405,000 | 3,651,000 | 4,860,000 |
| Provision for loan losses | 49,000 | -1,000 | -26,000 | -86,000 |
| Pretax income | 105,000 | 244,000 | 346,000 | 442,000 |
| Income tax | 22,000 | 51,000 | 73,000 | 93,000 |
| Net income | 83,000 | 193,000 | 273,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,194,000 | 17,329,000 | 17,435,000 | 17,537,000 |
| Total capital | 18,488,000 | 18,591,000 | 18,672,000 | 18,697,000 |
| Risk-weighted assets | 120,947,000 | 120,103,000 | 120,606,000 | 124,050,000 |