Call reports 2022
LIBERTY BANK — 2022
What LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 184,539,000 | 185,951,000 | 186,083,000 | 192,927,000 |
| Total loans | 133,651,000 | 146,375,000 | 147,497,000 | 146,185,000 |
| Allowance for loan losses | 1,540,000 | 1,615,000 | 1,190,000 | 1,235,000 |
| Securities available for sale | 8,201,000 | 9,181,000 | 8,490,000 | 8,932,000 |
| Securities held to maturity | 16,190,000 | 15,588,000 | 15,130,000 | 14,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,285,000 | 166,023,000 | 157,192,000 | 142,628,000 |
| Interest-bearing deposits | 106,869,000 | 111,716,000 | 106,151,000 | 95,615,000 |
| Noninterest-bearing deposits | 56,416,000 | 54,307,000 | 51,041,000 | 47,013,000 |
| Equity capital | 15,446,000 | 15,582,000 | 16,056,000 | 16,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 3,061,000 | 4,753,000 | 6,588,000 |
| Interest expense | 85,000 | 182,000 | 314,000 | 718,000 |
| Net interest income | 1,362,000 | 2,879,000 | 4,439,000 | 5,870,000 |
| Noninterest income | 69,000 | 105,000 | 143,000 | 180,000 |
| Noninterest expense | 1,283,000 | 2,449,000 | 3,654,000 | 4,797,000 |
| Provision for loan losses | 15,000 | 90,000 | 150,000 | 195,000 |
| Pretax income | 133,000 | 445,000 | 778,000 | 1,058,000 |
| Income tax | 28,000 | 94,000 | 166,000 | 222,000 |
| Net income | 105,000 | 351,000 | 612,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,784,000 | 16,066,000 | 16,844,000 | 17,084,000 |
| Total capital | 17,232,000 | 17,611,000 | 18,044,000 | 18,329,000 |
| Risk-weighted assets | 115,709,000 | 123,593,000 | 125,137,000 | 125,268,000 |