Call reports 2021
LIBERTY BANK — 2021
What LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 182,317,000 | 168,464,000 | 179,818,000 | 175,050,000 |
| Total loans | 137,048,000 | 122,296,000 | 131,180,000 | 120,647,000 |
| Allowance for loan losses | 1,180,000 | 1,195,000 | 1,210,000 | 1,525,000 |
| Securities available for sale | 6,682,000 | 14,725,000 | 19,302,000 | 8,977,000 |
| Securities held to maturity | 5,998,000 | 5,775,000 | 5,566,000 | 16,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,314,000 | 147,871,000 | 148,488,000 | 152,901,000 |
| Interest-bearing deposits | 78,566,000 | 84,318,000 | 87,917,000 | 99,759,000 |
| Noninterest-bearing deposits | 66,748,000 | 63,553,000 | 60,571,000 | 53,142,000 |
| Equity capital | 15,469,000 | 15,640,000 | 15,794,000 | 15,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,300,000 | 5,024,000 | 6,678,000 |
| Interest expense | 94,000 | 179,000 | 261,000 | 351,000 |
| Net interest income | 1,572,000 | 3,121,000 | 4,763,000 | 6,327,000 |
| Noninterest income | 74,000 | 136,000 | 236,000 | 313,000 |
| Noninterest expense | 1,416,000 | 2,824,000 | 4,275,000 | 5,672,000 |
| Provision for loan losses | 55,000 | 70,000 | 85,000 | 400,000 |
| Pretax income | 175,000 | 363,000 | 639,000 | 568,000 |
| Income tax | 37,000 | 76,000 | 134,000 | 120,000 |
| Net income | 138,000 | 287,000 | 505,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,266,000 | 15,473,000 | 15,724,000 | 15,678,000 |
| Total capital | 16,314,000 | 16,623,000 | 16,944,000 | 17,036,000 |
| Risk-weighted assets | 83,730,000 | 92,011,000 | 104,209,000 | 108,520,000 |