Call reports 2020
LIBERTY BANK — 2020
What LIBERTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,349,000 | 179,824,000 | 176,312,000 | 170,189,000 |
| Total loans | 90,539,000 | 136,247,000 | 137,071,000 | 124,870,000 |
| Allowance for loan losses | 849,000 | 969,000 | 1,074,000 | 1,125,000 |
| Securities available for sale | 5,698,000 | 5,310,000 | 6,036,000 | 7,095,000 |
| Securities held to maturity | 2,966,000 | 2,778,000 | 2,593,000 | 2,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,838,000 | 128,270,000 | 123,638,000 | 125,639,000 |
| Interest-bearing deposits | 69,458,000 | 77,714,000 | 74,617,000 | 74,149,000 |
| Noninterest-bearing deposits | 28,380,000 | 50,556,000 | 49,021,000 | 51,490,000 |
| Equity capital | 11,721,000 | 12,033,000 | 12,187,000 | 12,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 3,195,000 | 4,883,000 | 6,420,000 |
| Interest expense | 234,000 | 383,000 | 522,000 | 633,000 |
| Net interest income | 1,053,000 | 2,812,000 | 4,361,000 | 5,787,000 |
| Noninterest income | 91,000 | 120,000 | 225,000 | 305,000 |
| Noninterest expense | 1,118,000 | 2,450,000 | 3,812,000 | 5,142,000 |
| Provision for loan losses | 53,000 | 173,000 | 278,000 | 329,000 |
| Pretax income | 2,000 | 338,000 | 525,000 | 650,000 |
| Income tax | 0 | 71,000 | 110,000 | 137,000 |
| Net income | 2,000 | 267,000 | 415,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,097,000 | 11,461,000 | 11,674,000 | 11,766,000 |
| Total capital | 11,954,000 | 12,438,000 | 12,677,000 | 12,801,000 |
| Risk-weighted assets | 82,988,000 | 84,574,000 | 83,360,000 | 82,726,000 |