Call reports 2019
LIBERTY BANK — 2019
What LIBERTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,282,000 | 125,335,000 | 117,323,000 | 128,227,000 |
| Total loans | 82,182,000 | 83,357,000 | 81,760,000 | 81,766,000 |
| Allowance for loan losses | 776,000 | 779,000 | 782,000 | 788,000 |
| Securities available for sale | 15,255,000 | 15,218,000 | 9,977,000 | 9,385,000 |
| Securities held to maturity | 3,470,000 | 3,331,000 | 3,218,000 | 3,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,318,000 | 93,501,000 | 97,418,000 | 104,318,000 |
| Interest-bearing deposits | 69,949,000 | 69,969,000 | 69,659,000 | 77,258,000 |
| Noninterest-bearing deposits | 26,369,000 | 23,532,000 | 27,759,000 | 27,060,000 |
| Equity capital | 11,172,000 | 11,419,000 | 11,511,000 | 11,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,574,000 | 3,878,000 | 5,118,000 |
| Interest expense | 207,000 | 495,000 | 795,000 | 1,059,000 |
| Net interest income | 1,037,000 | 2,079,000 | 3,083,000 | 4,059,000 |
| Noninterest income | 24,000 | 85,000 | 135,000 | 190,000 |
| Noninterest expense | 972,000 | 2,009,000 | 2,993,000 | 4,002,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 15,000 |
| Pretax income | 86,000 | 149,000 | 173,000 | 189,000 |
| Income tax | 18,000 | 32,000 | 36,000 | 41,000 |
| Net income | 68,000 | 117,000 | 137,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,886,000 | 10,991,000 | 11,029,000 | 11,070,000 |
| Total capital | 11,670,000 | 11,778,000 | 11,819,000 | 11,866,000 |
| Risk-weighted assets | 82,590,000 | 76,257,000 | 74,683,000 | 75,722,000 |