Call reports 2018
LIBERTY BANK — 2018
What LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,394,000 | 114,701,000 | 113,423,000 | 115,479,000 |
| Total loans | 74,933,000 | 74,607,000 | 74,440,000 | 78,980,000 |
| Allowance for loan losses | 742,000 | 748,000 | 751,000 | 773,000 |
| Securities available for sale | 18,106,000 | 17,097,000 | 16,138,000 | 15,694,000 |
| Securities held to maturity | 3,940,000 | 3,817,000 | 3,702,000 | 3,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,920,000 | 96,066,000 | 95,096,000 | 92,400,000 |
| Interest-bearing deposits | 54,039,000 | 70,278,000 | 68,299,000 | 64,674,000 |
| Noninterest-bearing deposits | 25,881,000 | 25,788,000 | 26,797,000 | 27,726,000 |
| Equity capital | 9,189,000 | 9,223,000 | 9,347,000 | 9,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,254,000 | 3,467,000 | 4,732,000 |
| Interest expense | 183,000 | 356,000 | 523,000 | 709,000 |
| Net interest income | 918,000 | 1,898,000 | 2,944,000 | 4,023,000 |
| Noninterest income | 28,000 | 109,000 | 207,000 | 240,000 |
| Noninterest expense | 843,000 | 1,783,000 | 2,701,000 | 3,545,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 39,000 |
| Pretax income | 100,000 | 218,000 | 441,000 | 679,000 |
| Income tax | 21,000 | 46,000 | 93,000 | 152,000 |
| Net income | 79,000 | 172,000 | 348,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,247,000 | 9,169,000 | 9,425,000 | 9,696,000 |
| Total capital | 9,997,000 | 9,925,000 | 10,184,000 | 10,477,000 |
| Risk-weighted assets | 72,515,000 | 72,697,000 | 73,737,000 | 76,725,000 |