Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 96,903,000 | 100,612,000 | 100,954,000 | 103,308,000 |
| Total loans | 61,919,000 | 64,886,000 | 65,640,000 | 72,311,000 |
| Allowance for loan losses | 738,000 | 741,000 | 736,000 | 739,000 |
| Securities available for sale | 22,891,000 | 22,079,000 | 20,266,000 | 19,221,000 |
| Securities held to maturity | 3,978,000 | 4,355,000 | 4,213,000 | 4,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,743,000 | 75,818,000 | 76,929,000 | 78,743,000 |
| Interest-bearing deposits | 55,778,000 | 58,668,000 | 56,296,000 | 57,203,000 |
| Noninterest-bearing deposits | 18,965,000 | 17,150,000 | 20,633,000 | 21,540,000 |
| Equity capital | 9,502,000 | 9,638,000 | 9,766,000 | 9,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,122,000 | 3,153,000 | 4,168,000 |
| Interest expense | 142,000 | 294,000 | 447,000 | 599,000 |
| Net interest income | 930,000 | 1,828,000 | 2,706,000 | 3,569,000 |
| Noninterest income | 30,000 | 61,000 | 87,000 | 113,000 |
| Noninterest expense | 829,000 | 1,638,000 | 2,444,000 | 3,244,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 128,000 | 245,000 | 338,000 | 424,000 |
| Income tax | 47,000 | 90,000 | 124,000 | 718,000 |
| Net income | 81,000 | 155,000 | 214,000 | -294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,926,000 | 9,006,000 | 9,075,000 | 9,058,000 |
| Total capital | 9,672,000 | 9,755,000 | 9,819,000 | 9,805,000 |
| Risk-weighted assets | 66,504,000 | 66,230,000 | 65,606,000 | 70,240,000 |