Call reports 2014
LIBERTY BANK — 2014
What LIBERTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,924,000 | 71,205,000 | 74,874,000 | 76,046,000 |
| Total loans | 49,385,000 | 48,983,000 | 52,097,000 | 55,718,000 |
| Allowance for loan losses | 652,000 | 652,000 | 652,000 | 660,000 |
| Securities available for sale | 6,619,000 | 6,718,000 | 10,017,000 | 9,411,000 |
| Securities held to maturity | 4,047,000 | 3,961,000 | 4,370,000 | 4,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,186,000 | 63,394,000 | 64,066,000 | 64,992,000 |
| Interest-bearing deposits | 48,208,000 | 51,668,000 | 50,610,000 | 50,666,000 |
| Noninterest-bearing deposits | 9,978,000 | 11,726,000 | 13,456,000 | 14,326,000 |
| Equity capital | 7,568,000 | 7,631,000 | 7,619,000 | 7,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,457,000 | 2,230,000 | 3,081,000 |
| Interest expense | 54,000 | 114,000 | 175,000 | 251,000 |
| Net interest income | 657,000 | 1,343,000 | 2,055,000 | 2,830,000 |
| Noninterest income | 27,000 | 52,000 | 76,000 | 95,000 |
| Noninterest expense | 688,000 | 1,413,000 | 2,131,000 | 2,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 8,000 | 19,000 | 37,000 | 87,000 |
| Income tax | 0 | 0 | 0 | -100,000 |
| Net income | 8,000 | 19,000 | 37,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,645,000 | 7,658,000 | 7,679,000 | 7,831,000 |
| Total capital | 8,274,000 | 8,286,000 | 8,339,000 | 8,499,000 |
| Risk-weighted assets | 50,287,000 | 50,206,000 | 53,034,000 | 56,213,000 |