Call reports 2013
LIBERTY BANK — 2013
What LIBERTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,185,000 | 64,957,000 | 62,055,000 | 64,657,000 |
| Total loans | 41,674,000 | 44,139,000 | 44,019,000 | 47,203,000 |
| Allowance for loan losses | 646,000 | 652,000 | 652,000 | 652,000 |
| Securities available for sale | 3,018,000 | 4,962,000 | 7,925,000 | 7,701,000 |
| Securities held to maturity | 0 | 4,269,000 | 4,193,000 | 4,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,305,000 | 57,248,000 | 54,118,000 | 55,910,000 |
| Interest-bearing deposits | 44,772,000 | 48,610,000 | 42,631,000 | 45,730,000 |
| Noninterest-bearing deposits | 7,533,000 | 8,638,000 | 11,487,000 | 10,180,000 |
| Equity capital | 7,686,000 | 7,480,000 | 7,543,000 | 7,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,227,000 | 1,896,000 | 2,594,000 |
| Interest expense | 84,000 | 151,000 | 209,000 | 262,000 |
| Net interest income | 511,000 | 1,076,000 | 1,687,000 | 2,332,000 |
| Noninterest income | 53,000 | 88,000 | 124,000 | 221,000 |
| Noninterest expense | 696,000 | 1,381,000 | 2,023,000 | 2,737,000 |
| Provision for loan losses | 2,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | -134,000 | -224,000 | -219,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -134,000 | -224,000 | -219,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,683,000 | 7,593,000 | 7,598,000 | 7,633,000 |
| Total capital | 8,197,000 | 8,148,000 | 8,169,000 | 8,231,000 |
| Risk-weighted assets | 40,959,000 | 44,283,000 | 45,567,000 | 47,796,000 |