Call reports 2012
LIBERTY BANK — 2012
What LIBERTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,723,000 | 56,703,000 | 54,671,000 | 58,085,000 |
| Total loans | 36,606,000 | 36,855,000 | 41,294,000 | 41,752,000 |
| Allowance for loan losses | 641,000 | 642,000 | 643,000 | 644,000 |
| Securities available for sale | 10,938,000 | 6,109,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,922,000 | 49,838,000 | 47,839,000 | 50,085,000 |
| Interest-bearing deposits | 41,764,000 | 43,051,000 | 40,101,000 | 42,651,000 |
| Noninterest-bearing deposits | 6,158,000 | 6,787,000 | 7,738,000 | 7,434,000 |
| Equity capital | 6,684,000 | 6,727,000 | 6,652,000 | 7,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,212,000 | 1,837,000 | 2,489,000 |
| Interest expense | 91,000 | 190,000 | 286,000 | 377,000 |
| Net interest income | 483,000 | 1,022,000 | 1,551,000 | 2,112,000 |
| Noninterest income | 18,000 | 72,000 | 111,000 | 201,000 |
| Noninterest expense | 545,000 | 1,218,000 | 1,897,000 | 2,533,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 4,000 |
| Pretax income | -45,000 | -73,000 | -61,000 | -47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -45,000 | -73,000 | -61,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,668,000 | 6,641,000 | 6,652,000 | 7,817,000 |
| Total capital | 7,122,000 | 7,112,000 | 7,159,000 | 8,326,000 |
| Risk-weighted assets | 36,096,000 | 37,498,000 | 40,427,000 | 40,553,000 |