Call reports 2011
LIBERTY BANK — 2011
What LIBERTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,514,000 | 59,306,000 | 58,775,000 | 52,202,000 |
| Total loans | 24,774,000 | 29,964,000 | 32,107,000 | 33,740,000 |
| Allowance for loan losses | 534,000 | 624,000 | 636,000 | 640,000 |
| Securities available for sale | 22,545,000 | 18,493,000 | 10,003,000 | 2,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,326,000 | 52,057,000 | 51,479,000 | 45,188,000 |
| Interest-bearing deposits | 47,750,000 | 47,685,000 | 45,479,000 | 39,120,000 |
| Noninterest-bearing deposits | 5,576,000 | 4,372,000 | 6,000,000 | 6,068,000 |
| Equity capital | 6,933,000 | 6,931,000 | 6,970,000 | 6,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,085,000 | 1,654,000 | 2,195,000 |
| Interest expense | 106,000 | 222,000 | 334,000 | 437,000 |
| Net interest income | 388,000 | 863,000 | 1,320,000 | 1,758,000 |
| Noninterest income | 16,000 | 27,000 | 55,000 | 77,000 |
| Noninterest expense | 623,000 | 1,376,000 | 2,075,000 | 2,688,000 |
| Provision for loan losses | 105,000 | 195,000 | 207,000 | 211,000 |
| Pretax income | -324,000 | -558,000 | -551,000 | -530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -324,000 | -558,000 | -551,000 | -530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,911,000 | 6,691,000 | 6,712,000 | 6,745,000 |
| Total capital | 7,281,000 | 7,121,000 | 7,127,000 | 7,154,000 |
| Risk-weighted assets | 29,426,000 | 34,719,000 | 33,010,000 | 32,443,000 |