Call reports 2009
LIBERTY BANK — 2009
What LIBERTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Total assets | 11,579,000 | 15,227,000 | 20,592,000 |
| Total loans | 0 | 1,415,000 | 6,939,000 |
| Allowance for loan losses | 0 | 18,000 | 87,000 |
| Securities available for sale | 0 | 0 | 2,970,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,594,000 | 5,574,000 | 11,527,000 |
| Interest-bearing deposits | 1,588,000 | 4,612,000 | 10,715,000 |
| Noninterest-bearing deposits | 6,000 | 962,000 | 812,000 |
| Equity capital | 9,789,000 | 9,553,000 | 9,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Interest income | 5,000 | 35,000 | 130,000 |
| Interest expense | 10,000 | 26,000 | 60,000 |
| Net interest income | -5,000 | 9,000 | 70,000 |
| Noninterest income | 0 | 2,000 | 11,000 |
| Noninterest expense | 1,706,000 | 2,173,000 | 2,673,000 |
| Provision for loan losses | 0 | 18,000 | 87,000 |
| Pretax income | -1,711,000 | -2,180,000 | -2,679,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,711,000 | -2,180,000 | -2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Tier 1 capital | 9,789,000 | 9,553,000 | 9,065,000 |
| Total capital | 9,789,000 | 9,571,000 | 9,152,000 |
| Risk-weighted assets | 11,579,000 | 5,096,000 | 13,214,000 |