Call reports 2011
VALLEY BANK — 2011
What VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 797,140,000 | 795,636,000 | 751,331,000 | 771,163,000 |
| Total loans | 534,609,000 | 524,058,000 | 510,069,000 | 507,137,000 |
| Allowance for loan losses | 10,500,000 | 10,300,000 | 10,013,000 | 9,650,000 |
| Securities available for sale | 143,073,000 | 154,708,000 | 148,811,000 | 160,465,000 |
| Securities held to maturity | 6,640,000 | 26,586,000 | 28,315,000 | 28,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,742,000 | 659,617,000 | 610,748,000 | 633,466,000 |
| Interest-bearing deposits | 644,702,000 | 640,969,000 | 590,463,000 | 615,563,000 |
| Noninterest-bearing deposits | 17,040,000 | 18,648,000 | 20,285,000 | 17,903,000 |
| Equity capital | 65,534,000 | 68,025,000 | 69,888,000 | 71,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,243,000 | 16,657,000 | 24,853,000 | 32,688,000 |
| Interest expense | 2,243,000 | 4,286,000 | 6,195,000 | 7,993,000 |
| Net interest income | 6,000,000 | 12,371,000 | 18,658,000 | 24,695,000 |
| Noninterest income | 534,000 | 901,000 | 1,216,000 | 1,893,000 |
| Noninterest expense | 5,241,000 | 9,790,000 | 14,517,000 | 18,669,000 |
| Provision for loan losses | -436,000 | 261,000 | 425,000 | 224,000 |
| Pretax income | 1,743,000 | 3,697,000 | 5,949,000 | 8,712,000 |
| Income tax | 505,000 | 1,107,000 | 1,642,000 | 2,501,000 |
| Net income | 1,238,000 | 2,590,000 | 4,307,000 | 6,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,913,000 | 67,264,000 | 68,981,000 | 70,885,000 |
| Total capital | 73,145,000 | 74,445,000 | 76,038,000 | 77,939,000 |
| Risk-weighted assets | 575,310,000 | 571,344,000 | 561,603,000 | 561,747,000 |