Call report 2008Q4
VALLEY BANK — 2008Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 668,407,000 | USD | evidence → |
| Total loans | 547,683,000 | USD | evidence → |
| Allowance for loan losses | 7,539,000 | USD | evidence → |
| Securities available for sale | 77,243,000 | USD | evidence → |
| Securities held to maturity | 10,001,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 485,354,000 | USD | evidence → |
| Interest-bearing deposits | 470,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,550,000 | USD | evidence → |
| Equity capital | 50,839,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,840,000 | USD | evidence → |
| Interest expense | 18,129,000 | USD | evidence → |
| Net interest income | 17,711,000 | USD | evidence → |
| Noninterest income | 2,396,000 | USD | evidence → |
| Noninterest expense | 13,776,000 | USD | evidence → |
| Provision for loan losses | 3,270,000 | USD | evidence → |
| Pretax income | 3,047,000 | USD | evidence → |
| Income tax | 847,000 | USD | evidence → |
| Net income | 2,200,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,350,000 | USD | evidence → |
| Total capital | 57,348,000 | USD | evidence → |
| Risk-weighted assets | 559,274,000 | USD | evidence → |