Call report 2007Q1
VALLEY BANK — 2007Q1
The 22 measures VALLEY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 572,612,000 | USD | evidence → |
| Total loans | 471,896,000 | USD | evidence → |
| Allowance for loan losses | 6,379,000 | USD | evidence → |
| Securities available for sale | 47,961,000 | USD | evidence → |
| Securities held to maturity | 19,980,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 418,306,000 | USD | evidence → |
| Interest-bearing deposits | 401,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,514,000 | USD | evidence → |
| Equity capital | 45,012,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,509,000 | USD | evidence → |
| Interest expense | 5,451,000 | USD | evidence → |
| Net interest income | 4,058,000 | USD | evidence → |
| Noninterest income | 625,000 | USD | evidence → |
| Noninterest expense | 3,094,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | 869,000 | USD | evidence → |
| Income tax | 224,000 | USD | evidence → |
| Net income | 645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,311,000 | USD | evidence → |
| Total capital | 51,427,000 | USD | evidence → |
| Risk-weighted assets | 488,999,000 | USD | evidence → |