Call report 2005Q4
VALLEY BANK — 2005Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 495,006,000 | USD | evidence → |
| Total loans | 410,883,000 | USD | evidence → |
| Allowance for loan losses | 4,124,000 | USD | evidence → |
| Securities available for sale | 33,207,000 | USD | evidence → |
| Securities held to maturity | 20,796,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 365,355,000 | USD | evidence → |
| Interest-bearing deposits | 345,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,466,000 | USD | evidence → |
| Equity capital | 38,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,469,000 | USD | evidence → |
| Interest expense | 10,637,000 | USD | evidence → |
| Net interest income | 13,832,000 | USD | evidence → |
| Noninterest income | 1,683,000 | USD | evidence → |
| Noninterest expense | 9,154,000 | USD | evidence → |
| Provision for loan losses | 1,297,000 | USD | evidence → |
| Pretax income | 5,117,000 | USD | evidence → |
| Income tax | 1,454,000 | USD | evidence → |
| Net income | 3,663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,822,000 | USD | evidence → |
| Total capital | 42,946,000 | USD | evidence → |
| Risk-weighted assets | 426,191,000 | USD | evidence → |