Call report 2005Q2
VALLEY BANK — 2005Q2
The 22 measures VALLEY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 423,778,000 | USD | evidence → |
| Total loans | 335,490,000 | USD | evidence → |
| Allowance for loan losses | 3,711,000 | USD | evidence → |
| Securities available for sale | 35,833,000 | USD | evidence → |
| Securities held to maturity | 21,758,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 333,404,000 | USD | evidence → |
| Interest-bearing deposits | 279,485,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,919,000 | USD | evidence → |
| Equity capital | 32,490,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,734,000 | USD | evidence → |
| Interest expense | 4,453,000 | USD | evidence → |
| Net interest income | 6,281,000 | USD | evidence → |
| Noninterest income | 714,000 | USD | evidence → |
| Noninterest expense | 4,280,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 2,043,000 | USD | evidence → |
| Income tax | 551,000 | USD | evidence → |
| Net income | 1,492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,518,000 | USD | evidence → |
| Total capital | 36,229,000 | USD | evidence → |
| Risk-weighted assets | 355,028,000 | USD | evidence → |