Call report 2003Q4
VALLEY BANK — 2003Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,842,000 | USD | evidence → |
| Total loans | 222,598,000 | USD | evidence → |
| Allowance for loan losses | 2,566,000 | USD | evidence → |
| Securities available for sale | 40,066,000 | USD | evidence → |
| Securities held to maturity | 22,986,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,181,000 | USD | evidence → |
| Interest-bearing deposits | 186,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,668,000 | USD | evidence → |
| Equity capital | 25,186,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,213,000 | USD | evidence → |
| Interest expense | 5,663,000 | USD | evidence → |
| Net interest income | 9,550,000 | USD | evidence → |
| Noninterest income | 1,309,000 | USD | evidence → |
| Noninterest expense | 6,354,000 | USD | evidence → |
| Provision for loan losses | 966,000 | USD | evidence → |
| Pretax income | 3,546,000 | USD | evidence → |
| Income tax | 831,000 | USD | evidence → |
| Net income | 2,715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,989,000 | USD | evidence → |
| Total capital | 27,555,000 | USD | evidence → |
| Risk-weighted assets | 246,728,000 | USD | evidence → |